5%, 10%, or 20% Down Payment on a House?

Should You Put a 5%, 10%, or 20% Down Payment on a House? “Do I need to put 20 percent down when buying a home?” We get this question all the time. The short answer? No, you do not need 20 percent for a down payment – that is old school! Can you put 20 percent down?...

The Cost Of Waiting to Buy A Home

The Cost of Waiting to Buy a Home in the Denver Metro Area So, the stock market is going down, bitcoin went down, but you know what’s not going down? Rates! Interest rates are going up! If you’re concerned about buying a home with these rising interest rates, keep...

The American Dream

Financing The American Dream On American Dream TV Host Michelle Oddo, Mortgage Banker, Luminate Home Loans, Littleton, CO Join host Michelle Oddo as she talks about the people, the culture, and the great restaurants of the Denver metro area. Boulder Denver Highlands...

September 2021 Market

September’s Denver Real Estate Market A Shift In the Right Direction! When school went back into session, so did our market! We had a boost in listings last month, much to the delight of buyers who’ve been on the hunt. That shift eased the competition a little...

August 2021 Market Update

Falling Back Into The Seasonal Rhythm Late summer vacations, kids were going back to school, the real estate market slowing…all signs of a “more normal” August. The “buying frenzy” was even less, but for sellers, listing a home remained very stable (source: DMAR’s...

July Denver Real Estate

SLIGHT BALANCING IN THE DENVER REAL ESTATE MARKET The teeter-totter of our supply and demand is slightly less lopsided. In July buyers experienced a little less competition as sellers’ listings moved a little slower (source: DMAR’s monthly report): – July ended...