Michelle Oddo

Senior Loan Officer
O 720-279-5949
M 303-961-6906
michelle.oddo@novahomeloans.com

CO License #100028804
NMLS #297239

As a prior partner of her own mortgage brokerage company, Michelle has over 25 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. She enjoys helping people choose the right loan to fit their specific needs, and prides herself on educating clients on all available options. Michelle’s expertise is working with self-employed, first time homebuyers and counseling challenging borrowers. Passionate about giving back to her community, Michelle is a member of the Denver Advisor Board, the Homes for Heroes and SMDRA. Her awards include:

o   Top 1% Originator for 2014, 2015, 2016 & 2017

o   5280 Magazine’s Five Star Loan Officer (a multi-year winner)

o   Chairman’s Club at NOVA® Home Loans for 2012, 2013, 2014, 2015, 2016 & 2017

o   2017 Awards:
Best Mortgage Lender: #1 in Highlands Ranch, #56 in CO
Best Mortgage Refinance Lenders: #3 in Highlands Ranch, #49 in CO
Best VA Mortgage Lenders: #1 in Highlands Ranch, #31 in CO
Best FHA Mortgage Lenders: #3 in Highlands Ranch, #32 in CO
Best Mortgage Lenders for Low Down Payment: #1 in Highlands Ranch, #43 in CO
Best Mortgage Lenders for First-Time Home Buyers: #2 in Highlands Ranch, #65 in CO
Best Mortgage Brokers: #1 in Highlands Ranch, #14 in CO
Best Mortgage Lenders for Low Credit: #1 in Highlands Ranch, #41 in CO

Carla Cavallo

Loan Officer Associate

O 720-279-5951
carla.cavallo@novahomeloans.com

NMLS ID #963818

CO license #LMB100021883

Carla has 18+ years of experience in the mortgage industry. She will structure any home loan for you, including FHA, VA, Conventional Conforming and Jumbo.  Carla passionately works to make the loan process as smooth as possible for the Oddo Group’s clients. In her free time she enjoys spending time with her family.