Stocks Are Slipping. Real Estate Is Steady. Here’s Why It Matters. In today’s unpredictable economy, investors are asking a big question: Where can I build real, lasting wealth? At Luminate Bank, we believe the answer is clear: real estate. With inflation pressures,...
How Tariffs Are Impacting the Housing Market — and What That Means for You If you’re planning to buy, rent, or build a home in the near future, you’ve probably noticed that the real estate market feels a bit, well, complicated. Rising costs, tight inventory, and...
House Hunting Is Finally Getting Easier—Here’s What’s Changing Let’s be honest: looking for a home over the past couple of years has been… a lot. Low inventory, rising interest rates, and fast-moving listings made it tough for buyers to catch a break. But if you’ve...
FHA Eligibility Update: What You Need to Know About the New Residency Rules At Luminate Bank, we’re all about keeping you informed and empowered—especially when big industry changes come down the pipeline. A new FHA guideline was just released that could impact who’s...
Why Getting Pre-Approved Should Be Your First Step This Spring Spring kicks off real estate’s busiest season. As more homebuyers enter the market, the competition ramps up—so being prepared from the start gives you a real advantage. If you’re planning to buy a home...
Why More Homeowners Are Tapping Into Their Home Equity—And How You Can Make It Work for You If you’re like many homeowners, you’ve probably noticed the buzz around home equity lines of credit (HELOCs) lately. With mortgage rates no longer at record lows...
