Jun 25, 2025
Buying Your First Home? Here’s How the Right Loan Can Make It Happen If you’re looking to buy your first home, it’s easy to feel overwhelmed, especially in today’s market. High home prices, rising rents, and economic uncertainty can make homeownership seem out...
Jun 17, 2025
A Win for Borrowers and Lenders: Congress Moves to Curb Abusive Trigger Leads The mortgage world just took a major step forward in protecting consumers and mortgage professionals alike. In a unanimous 46-0 vote, the House Financial Services Committee approved H.R....
Jun 3, 2025
More Homes on the Market Isn’t a Red Flag, It’s Your Window of Opportunity If you’ve been noticing more “for sale” signs in your neighborhood, you’re not going crazy, we promise. Housing inventory has reached a recent high, and if your first question was “Is the...
May 13, 2025
Why Do Some Homes Sell Faster Than Others? Here’s What You Should Know If you’ve been keeping an eye on the housing market—or getting ready for your own move—you may have noticed something interesting: some homes seem to fly off the market, while others take their...
May 6, 2025
Thinking About Moving Again? Here’s Why Now Might Be the Perfect Time Let’s be real—2024 wasn’t exactly the year of easy homebuying. Between rollercoaster mortgage rates, low housing supply, and rising prices, it made perfect sense that nearly 70% of buyers hit pause...
Apr 30, 2025
Stocks Are Slipping. Real Estate Is Steady. Here’s Why It Matters. In today’s unpredictable economy, investors are asking a big question: Where can I build real, lasting wealth? At Luminate Bank, we believe the answer is clear: real estate. With inflation pressures,...
