It may be a seller’s market in the Denver suburbs, but we’ve had more inventory than the last few years. So if you’re looking for a home, buying during the holiday season has its advantages. You can text, call or email me about pre-qualifying for a loan....
What is PMI? Private mortgage insurance (PMI) enables you the buyer to put down less than 20% on the purchase of a home. In the past when you bought a home you had to have a 20% down payment. That is no longer the case because of PMI. Private mortgage insurance...
If coming up with a down payment is stopping you from buying a Denver home, The Oddo Group a division of Luminate Bank can help. Don’t let coming up with a down payment stop you from building wealth in the Denver market. It’s a great time for you to become...
The Oddo Group at Luminate Home Loans gives back to a wide spectrum of charitable causes through purchasing client gifts through One Hope Wine. When you shop their Napa Valley wines, you give back to a wide spectrum of charitable causes. Their community has donated...
Does it matter – being pre-qualified or pre-approved for a home loan? It does. By providing us with some financial information by phone or in person, you can be pre-approved for a loan and have a Pre-Approval Letter to show sellers. This allows you to make a...
