Closing costs include fees required to finalize a mortgage. You pay closing costs whether you buy a home or refinance your mortgage. Most of the closing are the responsibility of the buyer, but the seller usually has to pay a few as well.

Visit our video library for more educational videos about mortgage terms, such as points and seller concessions.

You can text, call or email me about any mortgage questions or concerns you may have.

Michelle Oddo: 303-961-6906