Should I Buy a Home This Fall? Fall 2022 Edition If you’re wondering if it’s the right time to buy a home, you should know you have an opportunity to grow your wealth, stabilize your expenses, and benefit from more options for your home search this fall. There’s no...
Renovation Loans Looking to renovate your kitchen, create a home office or finish your basement? You don’t have to wait until you have all the cash in hand. What is a Renovation Loan? Simply, a renovation loan is a mortgage, just like any other mortgage, but includes...
Should You Put a 5%, 10%, or 20% Down Payment on a House? “Do I need to put 20 percent down when buying a home?” We get this question all the time. The short answer? No, you do not need 20 percent for a down payment – that is old school! Can you put 20 percent down?...
The Cost of Waiting to Buy a Home in the Denver Metro Area So, the stock market is going down, bitcoin went down, but you know what’s not going down? Rates! Interest rates are going up! If you’re concerned about buying a home with these rising interest rates, keep...
Financing The American Dream On American Dream TV Host Michelle Oddo, Mortgage Banker, Luminate Home Loans, Littleton, CO Join host Michelle Oddo as she talks about the people, the culture, and the great restaurants of the Denver metro area. Boulder Denver Highlands...
What’s the difference between a Pre-Qualification letter and a Pre-Approval letter? There is a big difference between a pre-qualification letter and a pre-approval letter especially when you go to make an offer in a crazy market like the 2021 Denver metro real...
