5 Questions to Ask Yourself Before You Try to Lower Your Monthly Payments in 2026 January is full of financial noise. Advice, resolutions, and quick fixes show up everywhere this time of year. But if your real goal for 2026 is lower monthly payments and more peace of...
Debt Consolidation Explained: A Tool for Simplicity, Not a Sign of Trouble When you hear the phrase debt consolidation, it often carries an unnecessary weight. It sounds like something you only consider when your finances have gone off the rails. But as 2026...
3 Housing Market Questions Everyone’s Asking This Season Holiday season conversations always seem to circle back to one thing: the housing market. Whether you’re chatting at a family gathering, the office holiday party, or catching up with friends, people are...
Let’s Talk About 50-Year Mortgages In early November, President Trump signaled plans to develop a 50-year mortgage with the goal of expanding access to homeownership. Trump posted on Truth Social with a graphic showing “Great American Presidents,”...
No More Pennies? Here’s How the Phaseout Will Affect Cash, Banking, and Payments If you’ve been noticing fewer pennies in your pockets lately, it’s not your imagination. The U.S. Treasury has officially begun phasing out the penny, with production expected to end...
Buying a Home Without a Credit Score? DU’s New Rules Make It Possible Big changes are coming to the mortgage world, and this one could reshape how buyers qualify for a conventional loan. Fannie Mae announced that beginning November 16, 2025, Desktop Underwriter® (DU)...
